What We Do
Working with our clients we determine what it is they wish to achieve and when they want to achieve it. We then formulate a plan to help make it happen and most importantly we constantly monitor it to check that we are on track to deliver it.
We look after many families and their children as well as those who may unfortunately be bereaved or divorced and for the first time might be faced with the complexity of having to run their own finances.
Our forward thinking approach has helped those in the workplace “retire” early to do what they really want to do in life.
Our tax planning has allowed inheritances to cascade down to the next generation whilst helping to plan for sufficient funds to meet the ever increasing need for long term care.
How We Do It
We understand the critical responsibility we are given when clients entrust us with their money.
That’s why as a Partner Practice of St. James's Place we provide access to their forward thinking and effective approach to investment management. They concentrate on identifying those individuals around the globe who have the potential ability to achieve superior investment performance.
It’s an approach that underpins and complements the quality of advice and service provided by us. By becoming a Partner Practice of St. James's Place it gives us the freedom to focus on what we do best - helping our clients plan their finances - supported by the knowledge that the selection and vital day-to-day monitoring of those managing our clients’ money is being done by experts.
Put simply, the role of St. James's Place is to ‘manage the managers’ on behalf of our clients. To achieve this they focus on three key areas:
- Using a rigorous global research process they are able to narrow down to the leading managers in their fields of investment
- The managers are continually monitored and assessed to ensuring they are delivering the mandate they were given
- Should it be necessary to change a manager who is no longer delivering, this can be done seamlessly without tax or financial consequence to the investor
A vital ingredient is wrapping the investment within tax efficient structures that maximise the allowances and reliefs available to individuals which aims to help enhance the income and growth that can be achieved.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.
Our Commitment
Deciding where and when to invest is only the first step towards building and protecting your wealth. It is what happens after the investment is made that will determine whether the outcome meets your expectations.
From the moment that you decide to become a client, we aim to demonstrate the value of this relationship through the service that we deliver to you.
We will keep you informed as to how your investments are being managed by undertaking regular face-to-face and telephone meetings and giving you access to on-line valuation services and investment reports.
In order to help you to keep up-to-date with the ever-changing political and financial landscape, we have access to a team of specialists who assist with the interpretation of government policy, tax legislation and changes to the macro-economic environment and global investment markets.
Samuel Croudace
Croudace Financial Services Ltd
Discover how our tailored advice can help secure your finances today and deliver on your aspirations for tomorrow.
